Payments
Real-time fraud prevention for payment processors, PSPs and PayFacs. Multi-tenant merchant monitoring, authorization scoring in under 50ms and cross-merchant network analysis across your whole portfolio.
- Multi-tenant merchant isolation
- Authorization decisions in under 50ms
- Cross-merchant fraud pattern detection
- Merchant portfolio risk scoring
- Platform
- PSP-EXAMPLE
- Merchants
- All tenants
- View
- Live activity
Cross-merchant activity
Merchant M-7710
Gift cards. Burst of low-value authorizations
298 declinesCard testingMerchant M-2214
Same devices seen at M-7710
41 cardsLinkedMerchant M-6630
Chargebacks above category peers
CB 1.4%WatchMerchant M-5093
New merchant, scored against its peer group
Day 3In range
Authorizations from the attacking devices are declined across every merchant on the platform.
- <50ms
- Authorization scoring without adding latency to the payment flow.
- 97%
- Fraud detection rate.
- 150+
- Currencies supported, with real-time conversion.
- Tenant isolation
- Per-merchant rules, thresholds and models.
Engineered for payment infrastructure
Your merchants rely on you for secure payments. Vyndarix adds real-time fraud intelligence at the authorization layer without slowing the payment flow.
Multi-tenant by design
Each merchant or merchant group runs in isolation with its own rules, risk thresholds and scoring models. Onboard hundreds of merchants without configuration conflicts.
Cross-merchant network analysis
Detect fraudsters working across several merchants on your platform: card testing, geographic velocity anomalies and coordinated attacks across your portfolio.
Merchant portfolio risk management
Continuous merchant risk scoring with fraud rate and chargeback tracking over several time windows, benchmarked against peers by region, category and customer segment.
Adaptive ML at authorization
Every transaction is scored in under 50ms. Behavioral profiling adapts to each merchant, while peer group analysis gives new merchants a baseline from day one.
Why payment companies choose Vyndarix
Go beyond basic fraud screening. Give your merchants enterprise-grade fraud intelligence while keeping full control of portfolio risk.
- Tenant-isolated processing with per-merchant rules and thresholds
- Cross-merchant card testing and velocity detection
- Merchant risk scoring with chargeback rate tracking
- Peer group benchmarking across region, category and segment
- Multi-currency support with real-time exchange rate conversion
- Beneficiary risk aggregation for payment and APP fraud prevention
Portfolio intelligence
- Merchant risk scoring
- Cross-merchant detection
- Chargeback tracking
- Peer group analysis
- Beneficiary risk
Questions about payments
How does multi-tenant isolation work for payment processors?
Each merchant or merchant group gets a fully isolated tenant with its own fraud rules, risk thresholds, scoring weights, and reporting. Data isolation is enforced at every layer of the platform.
Can Vyndarix detect fraud patterns across multiple merchants?
Yes. Network analysis tracks transaction velocity, merchant diversity, geographic patterns, and declined transaction rates across your entire merchant portfolio. This detects card testing attacks and coordinated fraud that no single merchant would see alone.
How does merchant risk scoring work?
Vyndarix continuously scores merchant risk using fraud rate and chargeback tracking across multiple time windows. Merchants are benchmarked against peer groups segmented by geographic region, merchant category, and customer segment.
What about new merchants with no transaction history?
Peer group profiling provides behavioral baselines for new merchants from day one. Each new merchant inherits statistical baselines from their geographic region, merchant category, and customer segment, eliminating the cold-start problem.
See Vyndarix for payments
Book a demo shaped around your processing volume and merchant mix, and see multi-tenant fraud detection working at scale.