Banking
End-to-end financial crime prevention for every transaction type your bank processes: cards, wires, ACH, RTP, SEPA, checks and corporate payments, with decisions in under 50ms and automated regulatory reporting.
- Cards, wires, ACH, checks and corporate payments
- Fraud decisions in under 50ms
- Automated SAR, CTR and STR filing
- Fraud ring detection with graph analytics
- Event
- WIRE 7C20-A4
- Rail
- Wire transfer
- Amount
- $48,200.00
Why it was flagged
- Beneficiary bank in a new country for this businessBehavior
- Request made soon after a password resetBehavior
- Beneficiary account opened very recentlyNetwork
- Payment reference unlike past invoicesBehavior
The payment waits for a verified callback to the business before release.
- <50ms
- Fraud decisions on every rail, in real time.
- 97%
- Fraud detection rate.
- 75%
- Fewer false positives, so fewer good payments are stopped.
- Every rail
- Cards, wires, ACH, RTP, SEPA, checks and corporate payments.
Built for how banks operate
Monitor every payment rail, detect fraud across channels and automate compliance workflows from one platform.
Every payment rail covered
Real-time and near-real-time monitoring across card authorizations, wire transfers, ACH, RTP, SEPA, check deposits and corporate payments.
Adaptive risk intelligence
Machine learning learns each customer's behavioral baseline. Drift detection flags anomalies as spending patterns shift, cutting false positives while catching new threats.
Fraud ring and network analysis
Graph analytics find hidden connections across shared devices, IP addresses, phone numbers and accounts, exposing coordinated attacks and money mule networks before losses occur.
Automated regulatory compliance
Generate SARs, CTRs and STRs automatically with built-in validation. Sanctions screening on wire transfers, full audit trails for examiners and GDPR-compliant data handling.
Lending fraud detection
Catch fabricated income and doctored bank statements before you disburse. Detect round-tripping, pass-through transfers and statement tampering during underwriting, with an explainable verdict for your credit team.
Why banks choose Vyndarix
Replace fragmented point solutions with one platform for fraud detection, case management and compliance.
- Cards, wires, ACH, checks and corporate payments in one dashboard
- Configurable fraud rules with unlimited custom rules
- Scam detection across romance, investment, impersonation and APP fraud
- Case management with investigation workflows and SLA tracking
- Role-based dashboards for analysts, investigators, compliance officers and auditors
- Multi-tenant architecture for holding companies and correspondent banking
- Lending fraud detection for income verification and loan underwriting
Transaction coverage
- Card authorizations, real-time and near-real-time
- Wire transfers
- ACH, RTP and SEPA
- Check deposits
- Corporate payments
Questions about banking
What transaction types does Vyndarix monitor for banks?
Vyndarix monitors card authorizations (credit, debit, prepaid), wire transfers, ACH and real-time payments (RTP, SEPA), check deposits, and corporate payments in both real-time and near-real-time modes.
How does Vyndarix help with BSA/AML compliance?
Vyndarix automates SAR, CTR, and STR filing with built-in regulatory validation. Wire transfers include sanctions screening, and the platform maintains comprehensive audit trails with data masking for examiner readiness.
Can Vyndarix detect scam fraud targeting bank customers?
Yes. Vyndarix includes dedicated scam detection across four categories: romance scams, investment fraud, impersonation attacks, and authorized push payment (APP) fraud, using continuously updated detection models and behavioral analysis.
How does fraud ring detection work?
Graph analytics analyze relationships across customers, devices, IP addresses, phone numbers, and email addresses to identify coordinated fraud operations, money mule networks, and hidden connections across accounts.
Does Vyndarix support fraud detection for lending and loan underwriting?
Yes. Vyndarix detects fabricated income and doctored bank statements during loan underwriting, flagging patterns like round-tripping, pass-through transfers, and statement tampering before a loan is disbursed.
See Vyndarix for banking
Book a demo shaped around your bank's transaction mix and compliance requirements. We'll walk through your specific use cases.